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Turn your property into a powerful financial asset—whether through a mortgage or loan against property, unlock new opportunities with the value you already own.
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Unlock the true value of your property with Mortgage and Loan Against Property (LAP) solutions from Hiva Professionals. Whether you're a salaried individual, self-employed, or a business owner, our LAP services offer a reliable way to finance your personal or professional needs without selling your property.
Loan Against Property is a secured loan where you pledge your residential, commercial, or industrial property as collateral. It allows you to raise funds for business expansion, education, weddings, medical expenses, or even debt consolidation while retaining ownership of your property.
Parameter | Details |
---|---|
Type of Loan | Personal Loans are unsecured loans that do not require any collateral or asset as security. |
Interest Rate | Generally higher, ranging from 10% to 24%, due to the unsecured nature of the loan. |
Loan Amount | Borrowers can avail up to ₹25 lakhs, depending on income and credit profile. |
Repayment Tenure | Typically ranges from 1 to 5 years with fixed EMIs. |
Processing Time | Quick disbursal, usually within 1–2 days, especially for pre-approved customers. |
Parameter | Details |
---|---|
Type of Loan | Loan Against Property is a secured loan where the borrower pledges residential or commercial property as collateral. |
Interest Rate | Lower interest rates, typically between 8% and 12%, due to the presence of collateral. |
Loan Amount | Higher loan amounts are available — up to ₹5 crores or more, based on property value and eligibility. |
Repayment Tenure | Flexible repayment tenure, often extending up to 15–20 years. |
Processing Time | Longer processing time of around 4–7 working days, due to property valuation and legal checks. |
We, at Hiva Professionals, understand the importance of quick and efficient financing. Our dedicated financial experts ensure seamless documentation, accurate property valuation, and negotiations with leading banks and NBFCs to secure the best deal for you. Our services are personalized, transparent, and focused on providing peace of mind.
Whether you are looking to unlock your property's equity or planning a financial move that demands flexibility and large funding, Loan Against Property with Hiva Professionals is the smartest choice. Get in touch with us today to receive expert assistance and begin your journey towards financial empowerment.
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